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REDDIT

Changing asset allocation due to higher yields?

P
Sep 26, 2026 · 12:06

Is anyone changing their asset allocation now that bond yields are attractive? For most of my life bond yields and cash were extremely low but now cash is yielding 4% and gov bonds are at 5% and climbing.

I was taught to pick an asset allocation and stick with it, don’t make changes based on market conditions, but I never had access to decent bond yields before. Maybe the 60/40 is back in vogue?