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REDDIT

Greetings! I have questions.

B
Oct 5, 2026 · 02:53

Hi,

Im 46 M retired w/ $6,000 retirement/disabilty check every month. I own my home, $550k. I have $130 IRA that I don’t want to/won’t touch till 60. I have $630 in QQQ.

I’m considering trading $500 of QQQ for SGOV. I want that $500 available to me if the market drops or whatever. I’d like to buy a second home in the hills and potentially rent out my current home.

Properties in the hills start right around $500.

Im in no hurry to buy a property, but I gotta stop while I still can.