Posts  / #POST-251807
REDDIT

Rate my Portfolio. What would you do differently?

S
Oct 7, 2026 · 15:00

I started investing a few years ago, but didn't really know what I was doing, so I was just buying things based on advice from strangers on the internet (because that's the smart way to start, right?)

I only recently actually looking at what I own and I'm realizing now that I have a lot of overlap.
Can anyone offer advice as to your thoughts on what I have below?

What ETF or sector(s) am I missing and should focus on next?

|**51.46%**|**16.74%**|**15.18%**|**8.57%**|**4.89%**|**1.29%**|**1.88%**|
|:-|:-|:-|:-|:-|:-|:-|
|[SWPPX](https://finance.yahoo.com/quote/SWPPX/)|[DGRO](https://finance.yahoo.com/quote/DGRO/)|[QQQ](https://finance.yahoo.com/quote/QQQ/)|[SCHD](https://finance.yahoo.com/quote/SCHD/)|[SFENX](https://finance.yahoo.com/quote/SFENX/)|[VOX](https://finance.yahoo.com/quote/VOX/)|[SCHF](https://finance.yahoo.com/quote/SCHF/)|
|Schwab® S&P 500 Index Fund|iShares Core Dividend Growth ETF|Invesco QQQ Trust|Schwab U.S. Dividend Equity ETF™|Schwab Fundamental Emerging Markets Equity Index Fund|Vanguard Communication Services Index Fund ETF Shares|Schwab International Equity ETF™|