Hello.
I'm late getting into the investment game for retirement, and wish I had done it sooner.
I am using webull. I've had it for some time, got it a few years ago when they were giving free stocks (fractional) for depositing $50. I made my deposit, got my stocks, I cannot remember how but I also turned it into 100 dollars of crypto, and let it sit.
I've since opened a Roth IRA in webull, sold the stocks (only 46ish dollars which is what I had) and put it into the Roth IRA and got VTI. I currently have $20/week (as much as I can afford right now) going in with a reoccurring to get more VTI.
I have the DRIP activated for any dividends to get more VTI.
I've seen mixed reviews on using WeBull and still very new to learning all of this.
I have retirement through my employment, contributing 4% (the max they'll let me do) with them matching 2.5%. I am planning not contact my retirement to get some investments going on that end too.
What I'm looking to know is, should I continue with Webull or move it somewhere else? I'd like to liquidate the crypto and get it into my IRA, but I understand this is a taxable event, though I'm not sure what the ramifications are for doing this.
From the little research I've done, VTI seems like a solid investment choice, that or VOO, but I understand that VTI holds the same stuff VOO does so it's buying double? I read something about getting some VXUS to get into the international market.
My main goal is to just try and build something to supplement my retirement, not get rich quick. I don't have the knowledge, and most likely the time, definitely not the money to day trade.
I appreciate the time and help. 🫡