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25% Defensive U.S. Equities (HUMV.TO)
~ in Horizons U.S. Minimum Volatility ETF provides a broad base of low-volatility U.S. stocks.
20% Berkshire Hathaway (BRK.B)
~ in BRK.B gives you exposure to a conglomerate that’s historically navigated downturns well.
Note: This isn’t a pure defensive asset but its diversified holdings and Buffett’s management offer some defensive qualities.
30% U.S. Treasury Bonds (XUT.TO)
~ in iShares U.S. Treasury Bond ETF adds stability and income. U.S. Treasuries have historically been safe havens during market stress.
10% Gold (PHYS.TO)
~ in Sprott Physical Gold Trust offers a hedge against inflation and market uncertainty.
15% Cash/Holding Reserve
~ held in cash or a high-yield savings account gives you dry powder to deploy during a market dip.
Plz don't recommend crypto, already own an uncomfortable amount. This is basically to offset that for the next 2-5 years till I see a confident bull run again