Anyone else shocked by the amount of people that have the means but dont invest or have retirement?

41M

At my job I have a 401k and will hopefully have a pension by the time I retire. I was always having 5% taken out since Ive been here and in the last two years upped it to 7% and now 9% pre tax and now 2% Roth. I maxed out my Roth IRA this year for the first time and am sitting at $140,000 in my retirement accounts combined.

I didnt it investing or retirement seriously for YEARS but now am doing what I can so I dont starve to death when I retire.

Is anyone else shocked by the number of people that work their whole lives and dont have shit saved up? $100 a month in a growth fund for twenty years would at least be something to help with expenses later in life but people would rather have $1200 car note while making $3800 after taxes a month or go to fucking Disney World every year.

When I say investing I mean safer bets like mutual funds, ETFs, and index funds not a meme stock or crypto. I didnt know if it was just me thats been noticing this and became the old guy at work telling these young kids to start saving and investing now.