I have about 10% of my total portfolio in BND. I'm 35 and the more I think about it, the less need I see for bonds at all. (I should add that I'm not including in my portfolio count an emergency fund which sits somewhat in SGOV and somewhat in HYSA.)
I want to sell BND. However, I see that it's only a loss for me.
That gets me nervous that maybe I'm subconsciously looking to offload BND since it's only been a loser for me.
In general, I don't bother checking what's up or down for me because I do long term passive index investing, rebalancing monthly. It just happens that my brokers makes clear that BND has only been a loser.
BND is only in my tax advantaged accounts which means I can't utilize the loss to offset gains, but again, that's not why I'd be looking to sell.
So am I just overthinking this? Just sell and move on without bonds (for now)?
(This isn't a question of should people hold bonds or not. Nor am I asking if BND is the right bond fund to hold.)