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REDDIT

Cost Basis Information Tracking

O
Aug 21, 2026 · 14:54

I recently opened up a brokerage account at Fidelity and plan to continuously invest in VTI. If I need access to the funds, which disposal method should I be choosing? There are a lot of options and I am unclear of the pros and cons of each

Options:

First in, first now

Intra day for standing, first out

Last in, first out

High cost

High cost long-term

High cost short-term

Low cost

Low cost long-term

Low cost short-term

Tach sensitive

Tach sensitive short-term