Posts  / #POST-246976
REDDIT

Planning to retire in 2 years. Am 48.

R
Aug 25, 2026 · 00:41

Here is what my current portfolio distribution looks like across invested assets: Total 2 Mil. Outside of 401k.

0 debt. Expenses 10k PM. Age 48. Married no kids.

**US Big Tech & Semiconductors (Direct Shares) (30%):** NVDA, AAPL, MSFT, AMZN, GOOGL, AVGO, AMD, MU and more

**Broad Market & Growth ETFs (45%)**: IVV, VOO, FXAIX, SPY, QQQ, IVW and more

**Diversified US Blue-Chips / "Long Tail" (20%):** Dozens of direct micro-positions in Healthcare (LLY, UNH, JNJ), Financials (JPM, BAC, BRK.B), Industrials (CAT, GE), and Consumer (PG, COST, HD) 

Income & Covered Call ETFs (5%): JEPQ, JEPI 

International Equities & Fixed Income/Bonds (0%):