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REDDIT

Lump sum vs. DCA for €60k currently sitting in savings

Next to my main investment in ETFs, I have had 60k sitting in a high-yield savings account for quite some time. However, I recently decided that I’d like to invest it in ETFs as well.

What would you suggest given today’s market conditions? Lump sum or dollar-cost averaging?

I know lump-sum tends to outperform DCA most of the time, but I’d still like to hear your thoughts and any other advice or considerations.

Thanks!