Hello everyone! I am 22 and this will my first year investing in roth, I currently have 2k invested in VTI and my plan is to invest about 60% in VTI and the rest between QQQM AND VXUS, I also have about 30k on hysa which i wont need any time soon so i was planning on just maxing my roth out at once. Would that be a great idea? Or should i just put money monthly into roth until the deadline. THANK YOU