Got a decent BTC stack I don't want to sell (taxes + still bullish), need cash for like 6-12 months. Watched Celsius and BlockFi implode so yeah, paranoid.
My checklist so far: who actually holds the collateral, no rehypothecation, and do they nuke your whole position on a margin call or just partial.
Keep seeing Ledn, Unchained, Strike, Figure, Arch, Aave if you go DeFi.
Anyone actually have a loan running with these? Especially if you've been through a margin call, that's when you find out what a platform is really made of