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Got a decent BTC stack I don't want to sell (taxes + still bullish), need cash for like 6-12 months. Watched Celsius and BlockFi implode so yeah, paranoid. My checklist so far: who actually holds the collateral, no rehypothecation, and do they nuke your whole position on a margin call or just partial. Keep seeing Ledn, Unchained, Strike, Figure, Arch, Aave if you go DeFi. Anyone actually have a loan running with these? Especially if you've been through a margin …
— ORIGINAL POST ·
Best crypto lending platforms in 2026? What actually matters?
· r/CryptoMarkets
· Aug 11, 2026