I got a new job and have an old Merrill Lynch 401k with about 35k in a balance. How would you rank these moves?
1. Rolling my money into a traditional IRA with them to unlock Bank of America higher rewards tier and eventually get the 100k balance in the Ira to unlock a 5.26% cash back on their Padillium credit card.
2. Rolling it into my employer fidelity net benefits account.
3. Another option?
I am pretty new to this and appreciate any advice. Thank you.