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REDDIT

Where can I do better or am I alright?

B
Aug 3, 2026 · 17:47

I started getting serious about my financial situation maybe five years ago. At that time, I was living paycheck to paycheck earning roughly $70k/yr. Since then I’ve gotten into sales and in the last 3 years have grossed over $200k.

I recently switched some things up to make sure I’m maxing out my Roth IRA which is buying VOO and VIG.

I also have a 401k putting 6% into which also gets a 4% company match.

I have about 3 months expenses saved in a high yield savings account.

The remainder is a very small buy drip on Robinhood buying qqq.

My question is where can I do better? I’m 36 and and chipping away at my retirement every pay cycle but I feel like I could take more risk with what I’m doing with Robinhood.