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REDDIT

How am I doing, honestly?

S
Jul 19, 2026 · 22:32

Hi all, looking to get some good honest feedback based on your experience and if anyone is specifically really knowledgeable on the market and what I may be able to expect.

36, M, married, 4 kids.

House will be paid off within 8.5 years.

I have one 401k through a previous employer with $231k, current employers 401k with $11k, one Roth IRA with $6k.

Wife has a current and former 401k with roughly $160k give or take as well.

Could I realistically retire by 60 years old? I put in roughly $1k-$1.5k a month into my 401k.