Hey everyone, revamping my portfolio to diversify it. For context, I’m 36, live in the U.K. and will be holding this in a tax free stocks and shares ISA - basically a Roth IRA but with no penalty for early withdrawal.
Stocks (55%)
20% Nasdaq 100 (QQQM)
10% US small and mid caps (VXF)
15% developed rest of world (XUSE)
10% developing markets etf
Money market hedge (20%)
BD1RHR6 - Fidelity Cash W Inc. Short term money market fund
Commodities (25%)
15% gold (SGLN)
10% commodities ETF (BCOG)
I also have some bitcoin (forget how much nothing crazy, and I own my home.
All inputs welcome!
Edit: apologies the developing market ticker I posted was a typo. I just mean any developing markets etf really + open to ideas if people have them.