29. Moving stuff around in my Roth IRA. Had initially been putting 100% of my contributions into a target date retirement fund (VTTSX) but it seemed more conservative than what I needed. I couldn’t continue with automatic investments to VTTSX when my TD Ameritrade account was transferred to Schwab so I moved all future contributions to SWPPX.
I finally sold out of the VTTSX fund so I have a bit of cash sitting around. I don’t know if I should throw 100% of that into SWPPX or add in some international exposure. I was thinking something like the below:
80% SWPPX
10% SCHG (or SCHD???)
10% VXUS
Is there anything else I should be considering here?? My primary goal is growing the account as I’m feeling a bit behind on retirement savings.
For extra context, my 401k is currently 100% VOO which I’ll probably stick with for now.