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REDDIT

Is it normal to hold on to this much of a cash position after this extended period of time?

M
Jul 10, 2026 · 02:13

Good evening,


I really don't understand the market. I'm trying. I do know that I should be investing.. so that's a good thing right?

I currently have about 85k in my brokerage.

I have a financial advisor.

I noticed on 6-21 I had 238.07 in cash. I understand some moneyn should always be kept in cash.

I made a 500 buck deposit on the 22nd.

I made another 500 buck deposit on the 29th.

It's July 9th and my current cash balance is 1,256.60

The last buy I saw him do was on June 4th. Any activity after that has just been some cash dividends and 1 dividend reinvest.

Any time I send an email of a deposit, he acknowledges it.

Am I missing something or by now some of this money should hae been invested by now? I mean i understand the economy is ya know isn't the best by now... Is he waiting for the right opportunity to invest it?

Thank you.