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REDDIT

What is wrong with my investment split?

F
Jul 3, 2026 · 09:36

I’ve decided on the following investment split.

I decided on this split and my main goals are to get at least 10% as an annualised return over 20 years.

Is there anything glaringly wrong with the proposed split and would you recommend some other index fund?

$600 - HSBC FTSE All-World Index Fund (13.88% annualised over 10 years)

$400 - S&P 500 index fund (16.2% annualised over 10 years) - \*\*selected for growth!\*\*

$400 - Nasdaq-100 / EQQQ (19.50% annualised over 10 years) - \*\*selected for growth!\*\*

$200 - Vanguard Emerging Markets Stock Index Fund GBP Acc (11.25% annualised over 10 years) - \*\*I chose this to diversify but I realise a large chunk of the holdings are US. Please recommend better emerging market indexes that hold no or little US stocks as I’m already sorted in that area with the other funds.\*\*

$67 - Berkshire Hathaway