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Investing at 23: should I incorporate different sectors?

A
Jun 23, 2026 · 16:46

As someone who has a long time horizon and is okay with volatility, and wants to get the most value out of every dollar invested, I’m wondering if I should incorporate defensive/ dividend stocks or etfs?

My portfolio is heavily concentrated in tech/ semiconductors (aside from one international ETF and one consumer stock). The returns have been great, but the dips can be quite rough.

Should I allocate some money to different sectors? Or should I just ride the wave and continue the path of technology?