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REDDIT

Can this be set and forget portfolio?

Z
Jun 18, 2026 · 09:18

30% Income: SPYI, QQQI, DIVO, IDVO
30% value: SCHD, BRK.B, AVGV
30% Growth: SPMO, IDMO
10% sectors: SMH, VGT, AIS

Max 3 to 4 ETFs for each bucket. Would you suggest replace or add any other ETFs?

Can I avoid VOO/VTI/VT broad-market index as spyi and qqqi is a sort of doing that, I am okay with capping the growth for regular income during bear markets.

Would you replace or add any other ETFs?