Mid 40’s and appear to be on track for my retirement goals.
Current portfolio:
VOO 76% / VXUS 9.5% / VXF 4.75/ AVUV 4.75%/ Cash equivalent 5%
Looking had adding a little defense tilt with XAR or similar. Just 5-10%
VOO 71.25 / VXUS 9.5 / VXF 4.75 / AVUV 4.75 / XAR 4.75 / Cash equivalent 5
Or
VOO 66.5 / VXUS 9.5 / VXF 4.75 / AVUV 4.75 / XAR 9.5 / Cash equivalent 5
Cash equivalent would be mix of HSA and money market accounts at around 3.3-3.4%.
Thoughts on the portfolio?