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REDDIT

Investing advice for future

T
Jun 15, 2026 · 17:49

Age 31 married with a newborn baby

Monthly Salary 30k after Taxes.
Living expense including rent, car payments, bills and misc is $9,000 a month.

Looking to retire at 45. Currently ROTH stands at $8000
I need some advice on how can i grow my money and which stocks and etfs to invest to be able to retire at 45.

Any help and advice would be greatly appreciated.