Hi all,
I just sold a home and got 270k usd cash. Im invested fullly on the narket since 13 years in 90%VT 10%btc (plan on reducing it to 5% when it rebunds). I'm 36yo, from europe and living in a no capital gains tax country (Switzerland). My total nw invested on brokerage is about 2m usd (+ another 250k in a pension account invested more conservatively by my employer).
I beleive the stock market is the true only way to generate meaningful financial freedom with the least headaches and I want to be fully invested but I never got so much cash at hand at once as i always invested every momth my savings in the market so it feels scary to put it all in at once. I also know time in the market beats timing the market. I dont want to hold bonds (especially US onces due to currency risks and EU once also due to low interests). I was thinking of having it sit in cash and at the first 5%+ drop to lump sum it in VT.
Any tips?