Hi guys, I've saved $10K in the last year and I want an easy place to let it sit and grow in the short term. I don't need a super high yield , but I mainly need the ability to easily withdraw my funds after 12 months, without significant delay or loss.
(I'm an actor so my income can be inconsistent - I may need to withdraw to cover rent during a challenging month. I have enough saved to manage until 2027)
I already have it in Wealthfront HYSA where APR is 3.3%. I've also heard of Target Date Funds from Vanguard as a short term option. I just don't want it to sit pointlessly if I have opportunities to grow the amount short term.
What would you guys do in my shoes - would you keep it in Wealthfront or seek out other options like TDFs? I'm 21 btw.