Hey everyone, I’m fairly new to taking investing seriously on my own, so I’m looking for portfolio feedback on my overall setup and long-term plan. I may be a little late getting started, but I’m focused now and trying to build a solid foundation.
A little background on me: I’m 29yo making $125k/year. I currently have about $105k in my employer-matched 401k. I had a funded Roth IRA previously, but I withdrew the funds a few years ago to purchase my home. I just contributed $7k. 100% into FSKAX.
For my taxable brokerage account
$25k into SCHB
$10k into FTIHX
$18k into AVUV
My only debt/major expenses are my mortgage ($2,500/month) and car payment ($220/month, 10k remaining). Other than that, I’m debt free. I also have a fully funded emergency fund sitting in a HYSA earning 3.10% APY.
Moving forward, my plan is to continue investing about $1k/month into my taxable account while keeping my employer 401k contribution at 8%. All dividends are set to automatically reinvest.
Overall, does this seem like a solid setup? Thanks in advance. \*im not looking for a right or wrong answer or financial advice\* however if you recommend something I’ll look into it.
Honorable mention: I have crypto & single stocks but nothing really worth mentioning here as this is more geared towards retirement.