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Thoughts on My Long Term ETF Portfolio?

W
May 14, 2026 · 20:58

I currently have Merrill Guided Investing, and they charge a 0.3% management fee. Going forward, I’m thinking about managing my investments myself instead.

What do you think about this portfolio? Any advice? I’m 40 years old, and I probably won’t need this money for the next 20 years.


Vanguard Total Stock Market ETF (VTI)60%Vanguard FTSE Developed Markets ETF (VEA)20%Vanguard FTSE Emerging Markets ETF (VWO)10%VanEck Semiconductor ETF (SMH)10%