Hi all,
I'm looking for a feedback on my portfolio allocation. FYI I'm 36yo from euorpe and living in europe in a country with no capital gains taxes.
1) Current portfolio (invested since about 13 years and using US etfs as they are more tax advantageous in the country I currently live in, Switzerland): 70%VT 15%qqqm 15%IBIT
2) Portfolio size: 1.9m USD
Current monthly investments: 3k ish
3) No cash beacause: if I loose my job i have 18 months of unemployment benefits + I'm expecting 230k in cash from a house I'll sell this month (will need to figure out what to do with it yet, was just thinking of putting it all in VT).
I am quite ok with risk hence why the qqqm and ibit allocation (which were both much higher in % allocated till last year).
My goal is to grow the portfolio to at least another 50% in the next few years before possibility leaving my job and starting a new chapter in life focused on freedom.
Any advise on how to possibility restructure the portfolio?