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REDDIT

Help me UNWIND this direct index nightmare. Fidelity SMA Total Market Index

W
May 9, 2026 · 05:19

Help me UNWIND this direct index nightmare. Fidelity SMA Total Market Index

I am paying 0.40 bps

350 positions (Total Index)

Option 1: Get much lower fee 0.12bps but hold 2500 positions in a similar product. (Total Index)


Option 2: Get a fee of 0.22 bps but hold 1000 positions. (Russell 1000 index)


I dont plan on selling this, just give it to the kids who can dispose of it.

I am getting a lot of noise from many people that unwinding 2500 positions will be way worst than 1000 .. i dont know if I agree. Cant a robot do this in the future?

Help me choose and tell me why?