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REDDIT

529 college fund question

R
May 7, 2026 · 00:22

Hi I have a 12 yo kid whose 529 account just reached the goal for the total value that I figured the kid would need. In large part, this happened due to outsized stock market gains (since 2022 particularly).

Since there are 6 years left before drawing from 529, how would one handle this investment wisely? Keep 529 in target funds? Move to short term bonds / cash? Keep on contributing? TY