Hi all, from working 9-5 and through crypto currency i’ve managed to put a nest egg away of 150k. i’ve just recently had a baby and am stuck in the pickle of now buying a house or continuing to rent and building into my savings. I currently have the cash in a money market account, have kept it there to remain liquid for a house purchase and i earn around 3.5sh%\*\*. I want to do something much better with this principal of money. I want to know other more productive bullet proof options i have, what ETFS or strategies i can utilize to maximize this safely and effectively. I’ll take any opinions I can get