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REDDIT

Looking for a better HYSA

P
Apr 27, 2026 · 11:36

Currently using my Vanguard money market account as my HYSA (3.6%). Trying to find something better. And I suppose FDIC would be nice.

Found EverBank via Raisin. 4.1% for 90 days and then 3.95%.

Are they legit? Any reason why I shouldn’t move over to them? Are there better options?

TIA