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REDDIT

I work, wife stays at home, can we both do Roth-IRA's?

H
Apr 14, 2026 · 20:10

I work a full time job, my wife stays home and raises our children. Are we allowed to both have separate Roth-IRA accounts that are fully funded each year (7,000-7,500)? Household income is about $95k

Not looking for financial advice, just making sure we are allowed to do this. Thanks in advance!