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REDDIT

31 Sharing Investments - Need Advice on Balancing

P
Apr 13, 2026 · 01:34

Hey everyone,

I’m a 31-year-old male and wanted to share my investment journey. I feel pretty good about the investments I’ve made so far, which have been growing steadily. However, I’m feeling a bit stressed about my low liquid cash on hand in my WeBull account.

As I’m planning to propose at the end of this year (October), I also want to throw an engagement party. With that in mind, I’m starting to worry about having enough cash readily available.

Currently, I have roughly \\\*\\\*$5,000\\\*\\\* that I can save each month.

ROTH IRA: $55,426.77

BROKERAGE ACCT 1: $47,424.98

BROKERAGE ACCT 2: $38,513.17

401K :$110,359.25

HYSA: $26,256.34

401K: $2,412.91

I’d really appreciate any advice or thoughts on how to approach this situation. Thank you!