Hello guys. I am 27 years old and have roughly $350,000 in the stock market (mostly ETFs) and about $500k liquid in a 3.50% HYSA. Is it a better idea to keep money in this HYSA with a GUARANTEED 3.50% (well almost guaranteed) return, or should the money be in ETFs regardless of market conditions.
Is it worth it to put more money into the stock market monthly rather than having it stay in a HYSA? Any advice or opinions are greatly appreciated! Thanks