I currently work for a company with an Employee Share Ownership Program (ESOP) and plan to leave within the next 2 years with >$1M in holdings. I’ve been looking at rolling this into an SDIRA and using those funds to purchase an investment property that I could eventually retire to once I reach 59.5.
Is there any possibility of me being able to use this property, maybe 1-2 times a year, prior to retirement age? Could I use the pretense of “maintenance” to use this property? If I rent this property to friends, at market value, could I be at the property while they rent it?