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REDDIT

Investing with Vanguard for Retirement

B
Mar 29, 2026 · 12:26

Currently I'm 35 years old, and starting a Roth IRA brokerage fund with Vanguard. Im essentially starting from scratch ($1500), and will be maxing out the account well before year end (limit is $7500). All of my money is in VTI at this time. Take home is around 5k-6k per month (I'm an automotive tech, so monthly income may vary).


Outside of where I have started, does anyone have a resource a any advice on how to maximize my current self managed portfolio? Looking for a bit of volatility as there is some ground to recover since I'm starting at a bit of an older age.... kinda scared since time isnt on my side.


I plan on opening an additional account with place of work as a match is offered.


If there is any more information I can provide to better help, please let me know. Still a bit green at this.