I have 70k in a 401k from an old job of 5 years ago. It’s in a Wells Fargo managed account and doing so so over the years. I have my own investments in Vangaurd (VOO, VTI, individual stocks) and my current job has 3 percent company match which I take advantage of. The current company uses Primerica (I know they are not well praised) and they are asking me to bring that old 401k over and by doing so it’ll reduce their overall fees. They also told me if I do this they take a 3 percent flat fee for the transfer which I think is crazy. Anyway would appreciate some feedback on what you would do. Thanks!