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REDDIT

Rebalancing taxable accounts

M
Mar 27, 2026 · 16:54

hello,

I have a taxable account that is currently down in value from earlier this year.

the assets are largely in loaded mutual funds, which is not something I was fully aware of when my last advisor put me into those funds.

I would like to sell the majority and go into index funds. should I wait for the market to go back up before I make this move?

it is a large account. I’m trying to move away from paid advisors and the associated fees.