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REDDIT

What to do with 25k cash and 2-3 year time horizon?

V
Mar 26, 2026 · 01:48

25K is part of a larger pool of 200K that is a house fund. 175k is currently sitting cash in HYSA savings account. It makes me nervous to tie up house money into equities, but greed takes over it. I want to optimize the gains. And with this current dip in the market, I’m leaning on the strategy of lump summing 10k and DCA the other 15k over 2 years. Thoughts?