What tactical allocation strategy would you use to shift AA to +/-15% from you age based AA
Some age based AA as per Bogle
* 80/20 for an accumulator (upto 50 yrs)
* 80/20 to 65/35 for someone in their transitional phase (51 to 65yrs)
* 50/50 for an investor who's in their distribution phase 1 (+65 yr)
* 35/65 for an investor who's in their distribution phase 2 (+75 yr)
He does speak about tactically adjusting AA at +/- 15 but doesn't go into details cause that's John Bogle for you. There are no old bold pilots in his own words.
He did plant the seed (+/-15) and the rest is left towards those who do determine to ~~walk this way.mp3~~ tilt that way