Are AI portfolio assistants actually useful yet or still mostly marketing?

Over the past year I’ve noticed more investment platforms launching AI assistants that analyze your portfolio and provide insights about diversification, risk exposure, and market events.

On paper it sounds useful. If an AI can quickly identify things like sector concentration or overlapping holdings, that could save a lot of time compared to manually reviewing allocations. At the same time, I’m skeptical about how much value these tools actually provide once you understand the basics of portfolio construction.

For those who’ve used AI assistants inside brokerage apps, did you find them genuinely helpful or did they mostly feel like automated FAQs?