Being in my 3rd year of full retirement, I have been rebalancing my portfolio. I am currently at 55% stocks which is divided pretty evenly between growth funds, such as VOO, SCHG, and dividend growth and CC funds, such as SCHD, VIG, JEPQ, GPIX. 15% in bond funds and 30% cash (CDs, Bank Accounts, Fixed income 403b). I know I am too heavy on cash and plan to move that mostly to bonds as the CD's mature. Any other thoughts.