I’m over 60 and have a relatively small Rollover IRA. It won’t be needed for income when I retire. If I understand the tax rules correctly, I do not pay short term capital gains tax on trades I make within this account at this time. I’ll only be taxed when I withdraw the money. With that being said, can anyone list out the cons of doing some day trading (or just short term holdings) with stocks in this account? With the market volatility the way it’s been the last few days, some of the heavy rollers like Tesla and MU have shifted quite a bit from one day to the next. Had I bought them at the low and sold at the high (like today) I could have made a few thousand dollars. Is anyone doing this who can give me some disadvantages to this plan?