So I have a brokerage account (mag7/tech heavy) with m1 and a Roth IRA (100% VTI) both on weekly auto invest for the last 5 years.
I have 50k in Fidelity SPAXX. But recently moved 20k to a 3 month cd at 3.8%
And moved 25k split into SGOV BOXX
I like to keep this for safe keeping incase a crash happens or a big pull back.
Thoughts/ideas ?