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REDDIT

Recommendations for cash/emergency fund account

S
Mar 8, 2026 · 16:21

I met with a financial advisor who advised on using FDRXX (Fidelity Government Cash Reserves) for our primary cash/emergency fund instead of a standard HYSA that I was planning to use.

I'm pretty ignorant when it comes to all this so just getting as many opinions as I can before making a decision. Anyone have experience with this NTF and if this would be a wise decision?