I will keep this short, I liquidated ~60% of my portfolio in Jan/Feb for a house down payment. I do not need a house for any reason besides avoiding the annoyance of renting. When does it become worth it to use my down payment money to reinvest into the market? I expect this war to be prolonged and the catalyst for a broad market correction/crash with a bear market following. the issue is DCAing would mean I cannot afford a house so it would have to be a lump sum purchase back into the market.
Is there any data available for this situation? are there any personal experiences anyone feels like sharing? currently the US market is ~3.5% off ATH and international is down ~7.5% from ATH. Is it not worth it until a certain % drop? Is 10% worth it? 15%? wait until the historical average drop for downturns?
tldr: when to buy back in if you inadvertently timed the peak? worth it to try to time the bottom too? worth it at X% down?