Never use CST Savings for an RESP account. They are a complete scam that preys on new parents by using methods that are unethical.
Just recently started a transfer from CST to Wealthsimple - lost half my investment - about 5 years worth while maxing out yearly to get the full government grants.
The first bunch of payments that come out, go directly to them. They hide their fees well by using unit methods and other inconspicuous lingo.
Using a database on newborn children from the hospitals should have been my first clue to their scam. Beware