Posts  / SCHD  / #POST-221133
REDDIT

Schd or VTI/VOO for the next 10-15 years?

A
Mar 3, 2026 · 20:47

Hi everyone, I am looking to retire in 10-15 years (but can work longer) and have some money to invest. For years, I’ve read posts throughout Reddit championing “VOO/VTI and chill” but as many companies in these ETFs drift towards 52 Week highs and wild P/E ratios, I have hesitancy to get involved if I could be buying so high relative to where prices could fall if we are going to enter a period of modest growth or even decline. While I understand VOO typically beats Schd (including dividend yield) in the long run, SCHD has much lower PE ratio and seems better suited for the next decade if the really good times with VOO are truly behind us for now. Does anyone support my line of thinking or do most of you still think VOO/VTI are strong Buys?

TL DR: I know in most cases SCHD loses to VOO, but are we entering a decade where the script will flip?